The VA Aid and Attendance pension was created by the Veteran?s administration as a means of providing financial assistance to vets that need help with daily care, including in home care. These types of services are often expensive and many families can exhaust their life savings paying for such care. With the Veterans Aid and Attendance benefits, this care can be completely paid for in some cases and partially funded in many others. Unfortunately, few veterans are aware of this program and overall it is severely underutilized. Understanding what the VA Aid & Attendance program is and what it can do for your family is important for all veterans who need help with daily care.
What the Program Covers
For qualified veterans the program covers most expenses related to daily living care. This can include the three primary types of elder care:
1.) In Home Care
In home care is designed to allow a veteran to keep most of their independence. Care is provided in the home by a professional caregiver, and may include help with medication reminders, transportation, meal preparation, and help with mobility, among many other things.
2.) Assisted Living
Assisted living care is generally a community of seniors that live in their own apartments, condos or small houses. Basic care is immediately available and in some cases may include a nurse on staff. In general residents of an assisted living facility are not required to tend to grounds or other things they would be forced to do if they lived on their own.
3.) Nursing Care
Nursing care is the most intense type of care and is usually reserved for seniors that no longer have all of their faculties about them. This type of care includes medication management, medical monitoring and a number of other services.
Eligibility for the Veterans Aid and Attendance Pension
In order to qualify veterans of the US military are required to have served at least 90 days active duty, one of which must have been during an official time of war. Veterans must have been discharged with an honorable, general or medical classification.
Spouses of qualified veterans may also be able to get benefits under this program, provided that their marriage ended only as a result of the death of the veteran in question.
For both spouses and veterans, certain income limitations may apply.
How much money can you get?
The maximum benefit for a qualified veteran with a spouse is $2,020 per month as of 2012. For unmarried veterans this monthly amount drops down to $1,704 ? still a sizeable amount to pay for services like in home care. Surviving spouses may be eligible for up to $1,094 per month in benefits.
What do you need to do?
In order to find out more, you can contact the United States Department of Veterans Affairs at 810 Vermont Avenue Northwest, Washington, DC 20420. You can also contact the American Legion to learn more: 700 N. Pennsylvania Street, Indianapolis, Indiana 46206. Or simply pick up the phone and call an in home care provider near you for an immediate consultation and professional guidance concerning the Veterans Aid and Attendance pension.
Click here to learn more about Pittsburgh in home care.
Source: http://social-lux.com/?p=191
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